Researching Pawn Shops

Written on August 12, 2015 at 2:09 pm, by Harry Barnes

Lately there have been reality television programs such as “Pawn Stars” that are brining tons of attention to the industry of pawn.  However, even though it seems new to some people, this business model is not. Pawn shops are over 3,000 years old.


The History Channel says that current pawn shops act like small time banks for millions of Americans who don’t have or use a bank. They also serve everyone and anyone – from the rich to the poor. They buy and sell a huge inventory of all different types of products and items. An inexact figure, but there are an estimated twelve thousand pawn shops in the United States. Many of them have items that range from things like power tools, televisions, cell phones, music instruments, watches and gold (jewelry).

The act of pawning something essentially translates to you giving the shop something with value in return for a cash amount (usually near the price of the item you gave). For instance, if you have a guitar valued at $500, they will give you a loan of less value. If you can pay them back the full amount within a certain time (usually 3 to 4 months), you can get your guitar back (plus interest and fees).

However, if you fail to pay the money on time, the pawn shop will assume ownership of your guitar and be able to resell it at any price they choose. If you don’t repay the money on time, the pawn shop takes ownership of the bike and can offer it for resale.

A majority of pawned items are bought back by owners (near seventy percent). Keep in mind that these stores will often times buy things from you, if you do not want a loan.

Here are some types when dealing with a pawn store.

When Pawning at a pawn shop 8 mile:

  1. Locate the correct pawn broker. Commit to doing some research on the internet (like you’re doing now) to get a better idea of what other people have reviewed about the establishment. Next, visit the shop and make sure you feel comfortable with them. Take a look at what they specialize in, as some places might only accept things like jewelry and precious metals.
  2. Decide if you are buying or selling.  The choice is yours, so understand the pros and cons of selling or loaning. If you do not think you will be able to repay, then just sell the item.
  3. Bargain. As you have probably seen on TV, you are able to negotiate heavily with a broker. These owners of the stores are not collectors. They don’t generally care what an item is worth – only what it is worth to them. It is up to the both of you to reach that value. It is a good idea to have a rock bottom price in your mind so that you don’t regret anything after you walk out the store.
  4. Be ready to prove what you say.  Lets say you bring in a valuable antique. You should have an antique appraiser appraise it in a write up. If you are brining in a device, make sure it is charged and working for demonstration. Bring any boxes or papers that you have to improve the value.
  5. Make the item presentable.  Something as small as some dust can make the broker think it is in worse condition or of less value. Simply clean off and/or polish your items before taking them to improve their appearance.
  6. Make a timely payment.  If you are taking a loan, whether from a pawn shop or bank or a friend, you need to pay on time. Otherwise, things can get unpleasant for you. People do not like being owed money.

When buying from pawn shops Detroit MI:

  1. Research your interested item.  It is not important what the price of something is when it is new. Some things depreciate so greatly in value that you need to look past the MSRP.
  2. Bargain.  Again, you can bargain and negotiate for every single item. Consider the sticker price as a jumping off point for negotiations, not as an iron clad finality. Remember, these guys have tons of experience being master negotiators.
  3. Read details.  Some places will show you proof of the authenticity of an item, but others may not. Some places will say that “every sale is final” while others can have return policies. They all differ. Check to see what the rules of the establishment are so that you are not caught off guard.
  4. Cash is king. Making an offer (when negotiating) that includes all the cash up in hand is much more enticing than telling the broker that you’ll put it on layaway or pay with credit. It is also beneficial for you because when paying with cash you don’t have to worry about paying credit card fees.

Hopefully these master tips help you go toe to toe with the pawn shop and feel like you came out the victor.

Thank you for reading.

A Nostalgic Trip Down Memory Lane

Written on May 26, 2015 at 3:06 pm, by Harry Barnes

All we ever wanted for the human race was happiness and peace. Nostalgia is a very interesting word in that it means to remember. Well, not exactly. What it truly means, according to Wikipedia, is “a sentimentality for the past, typically for a period or place with happy personal associations”. Now whether or not you believe in Wikipedia, you have to understand that it isn’t really something that you can choose to ignore. It is a forceful machine that continues to churn out information. You may not agree with it’s definitions, but really, you’re not agreeing with the human who wrote it.

Nostalgia is a beautiful thing because it reminds you of previous happiness which you may never well again attain. Personally I get nostalgia from many things, such as Harry Potter, Pirates of the Caribbean movies and Christopher Nolan’s Dark Knight Trilogy.

Others may get it from their favorite childhood cartoons, like Looney Tunes. To commemorate these, there is a company aptly titled Nostalgia Decals that sells tons of things like rat fink decals. It’s true and it is a glorious website. You may not think I’m pretty, but don’t judge a book by its cover. Sure the site is raw, but then again all the best things are.

It’s like that glorious chariot that transports you from the boring here and now, to the beautiful and wondrous nostalgic past of yesterday. All that we are in this world are little pieces of dust floating on an even bigger piece of dust. It all makes zero sense, but we continue on living because that is all we really can do.

My apologies, I did not mean to delve into a psychology lesson here. Really I’m trying to tell you about a great website that sells stickers – and tons of them. These are vinyl quality – top quality stickers that last a long time. They stand up to the tough weather out there, though we can’t guarantee how they’ll look after a Hurricane Andrew type storm.

I jest though, hopefully you will never be involved in a natural disaster aka act of God. If you are, hopefully you are worrying much less about the decals on your car and much more about the decals on your windows. I jest once more, you should really be worried about your wall decor at home. I jest again! Someone stop me before I get on a roll! Too late. You have just been had.

If you are an old school man, like myself (clearly I’m not, with my previous nostalgic interests listed), you might still enjoy to look at scantily clad women on stickers. You love to see that busty lady on the back wheel flap of that large sixteen wheel truck. If you want one of your own, the previously mentioned store also offers many, many pin up girl decals. We all enjoy it as much as the next guy, there is no sense in hiding it.

Any way, check out that great website, we would not be telling you about it if it wasn’t simply the #1 resource for decals online.  Stand up to the outrageousness of monopolies like Amazon and eBay. Shop at a mom and pop – which is exactly what it is. You are supporting a local small business (local if you live in the great United States of America).

The also ship everything for free and give you a free American flag decal with EVERY single order. Wow. That’s all that needs to be said.

Moving into a Healthy Home

Written on March 10, 2015 at 3:50 pm, by Harry Barnes

There’s no home like a happy, healthy home. You need to be happy all the time, and your house can help you achieve that. It’s no secret that people that are glad live much longer than those who are not. We recommend choosing to live in a home and neighborhood that you’ll feel safe and good in.

If you live in the Michigan area, it is very helpful to know your surroundings. Michigan, and specifically metro Detroit, is home to many things. This huge city is the birthplace of dominant teams such as the Detroit Red Wings, the one dominant Detroit Pistons, the always in contention Detroit Tigers, and the improving Detroit Lions. It also where superstar musicians such as Eminem and Kid Rock call home.

Being from the Metro Detroit area, I know the best two cities in town. They are undoubtedly Sterling Heights and Macomb Township. These are not so much the best two cities, as they are the best suburbs of Detroit. They are clean, classy and friendly. They both boast plenty of great schools for the children, as well as Macomb Community College, one of the best community colleges in the United States of America.

Do yourself a favor and check out real estate macomb township before every single house in Macomb is sold out. You’ll be kicking yourself if that happens. After you check that, you want to look at real estate sterling heights, because that city is as good if not better. It is also located in the county of Macomb, so technically you’re still there.

Trust us, moving there will be one of the best decisions of your life. Michigan’s versatile weather will give your kids snow to make snowmen in, as well as hot weather for them to frolic in the pool. There’s so much fun to be had in Pure Michigan, or even Pure Metro Detroit.

Eating and Heart burn

Written on November 6, 2014 at 3:47 am, by Harry Barnes

We’ve all seen the Larry the Cable guy commercials where he’s selling some Prilosec OTC for your heartburn needs and health reasons. We have no idea why they chose him, as he’s neither very funny nor an expert on health. It makes absolutely no sense.

Why would I want to buy over the counter drugs from a comedian. The world is an odd place, with people like Larry making it odder, and people who hire Larry making it odder still. It’s all in a circle.

Foods that cause heartburn are basically everything if you struggle with this everyday. It’s very annoying. I hate to use drugs like pantoprazole, because it never feels like taking pills. Who knows what the Protonix side effects are. You may as well add the scientific name, pantoprazole sodium.

And besides, all these proton pump inhibitors are the same thing at the end of the day. Click here, click there. It’s the same wish wash.

What a mess all these health ailments have become to the general public. It’s like you either get sick or you feel sick. People who were perfectly healthy and running 10 miles a day all of a sudden get cancer. It’s a madhouse in this world and you need to stay ahead of the curb, just like the Joker. It’s not a fun game to play, but if you must, you should play it good.

Some of you only see the pale white skin and ignore the skill, but don’t be unfazed, he will prevail and recover. Which is why recovery is so sweet. Keep the calories down and the vegetables up, and you’ll be the god of your stomach before you need to use the restroom. Don’t let that acid reflux keep you up, beat it up and stay fit. Like we know you are.

You thought it would end didn’t you? You are wrong. We go hard here. We go well over 300. Well, at least 310. Okay I’m signing off now.

Don’t eat bad food.

Losing Weight is Beneficial Research Shows

Written on October 1, 2014 at 2:49 am, by Harry Barnes

Listen folks, this is the rub. We need to separate bananas from other things. It’s like an apples to oranges comparison, except with some apples. You like apple? That’s like that line in Rush Hour 2 by that Asian chick in the car, to the other attractive lady. Isn’t it?

Keep focus now, we need to be health conscious. More conscious that Taylor Kitsch choosing starring roles. He went from headlining blockbuster movies to fruity commercials. He’s even been in the latest COD commercial, though other big stars have appeared in the franchise and their careers have been just fine.

Anyway, it is a Happy Halloween, as you can smell the pumpkin spice coffees everywhere. I love the smell of pumpkins honestly.

Eating too much pumpkin pie is not good for you though. If you’re trying to lose weight that is. Eat some pumpkin seeds instead. There is nothing quite like fast weight loss men who want to get into the sexy costumes. Oh wait, the sexy costume thing should be for the females and fit girl right? Well if you’re not in shape and fit, and you’re a girl, you need to figure out how to lose weight for women very soon.

The longest play of the game I need to talk about here is that we lost our banana focus in these rapid weight loss tips. Stop thinking about what to do and when to do it, and start thinking about what not to do. Don’t eat bad food. You’ll get spread on, and I’m not talking about a bagel with cream cheese. A sad thing is that you can get cancer by eating badly. We root for people to stay healthy, and you’re terrible habits are getting in the way of that. We want you to live, but you don’t? That’s so bad.

Almost as bad as having a pond in your backyard! What do you need that for? Just like that pumpkin pie spice thing, what do you need that for?! It doesn’t take more than one genius to figure out how stupid you’re acting by eating junk food.

And don’t give me any of this “the government is trying to kill us” bull. You’re talking about health conscious government, so don’t give me any of that rice. They’re actually good people aren’t they. I hope they are.

Regardless, if you’re completely lost and you don’t know what’s what, click here and you’ll be a millionaire. Just kidding, you won’t be. But you will be happier doing it. I hope. Honestly I have no idea. Just click it so that good things happen for you and you’re health. The site will make your good decisions for you, and you will be the healthiest person of all time.